Housing Builds Momentum Amid Earnings Gloom 

Kristina Hooper 

The Upshot 

11/26/2012 

Home sales and prices are up while inventory is down, suggesting a recovery in the housing market is underway. But corporate profits continue to weaken, pointing toward sluggish growth in 2013. Kristina Hooper discusses what’s next for the US economy.
Kristina Hooper, CFP®, CIMA® is head of investment and client strategies for Allianz Global Investors Distributors LLC. She has a B.A. from Wellesley College, a J.D. from Pace Law and an M.B.A. in finance from NYU, where she was a teaching fellow in macroeconomics.

Sometimes a little assurance goes a long way.

The stock market can be very fickle, often reversing course without warning, but it tends to respond well when there is less uncertainty—even if the news isn’t all that great. It was a quiet week for economic data with few surprises, as expected, but further evidence of recent market themes have surfaced. Here’s what we know: Housing remains on a path to recovery, third-quarter earnings have been lackluster and the economy is growing, but growing slowly. However, the specter of the fiscal cliff seems to be looming large over the consumer.

But, for investors, perhaps there was some comfort in continuity. Last week, stocks bounced back from their recent woes, crossing key psychological thresholds, with the Dow Jones Industrial Average finishing above 13,000 and the S&P 500 closing above 1400. It seems that the cease-fire in the Middle East and less gridlock on Capitol Hill also helped boost investor sentiment last week. Or the brief rally could just be the continuation of a Thanksgiving tradition: in 47 of the past 60 years, the days before and after the holiday have shown positive returns.

Built to Last?

Housing, once the scourge of the US economy, is now a bright spot. Indeed, October existing-home sales rose 2.1% to an annualized rate of 4.79 million, higher than estimated. Sales are up 10.9% compared with October 2011, while the median home price is up 11.1% since last year. Also, total inventory dropped 1.4% from September, to a 5.4-month supply at the current run rate—the lowest since February 2006. Perhaps most notable is that year-over-year sales have increased for eight consecutive months, the longest stretch since 2005–2006.

The housing recovery should have staying power, given that the supply of previously owned homes listed for sale is at 2.14 million—the lowest level since December 2002. The latest reports probably are no surprise given that we’ve already seen a stream of data in the past year that suggests the recovery is underway. This sentiment was echoed by Home Depot in its most recent earnings report, which saw better-than-expected consumer house-related spending.

Top-Line Troubles

Corporate profits are moving in the opposite direction, however. As third-quarter earnings season winds down, it is perhaps surprising to hear that of the 486 companies that have reported earnings to date for the third quarter of 2012, 70% came in above the mean estimate. However, the blended earnings growth rate for the quarter is currently at -0.9% and only 41% of those companies have met or exceeded revenue estimates.



Meanwhile, the euro-zone crisis seems to be negatively impacting earnings of multinational companies. For example, of the 12 companies in the Dow that provided specific revenue growth numbers for Europe, 10 companies reported a year-over-year decline in revenue from that region.

Inching Along

Still, the US economy is poised for some expansion, although nowhere near enough to quicken the pace of the recovery. The October Index of Leading Economic Indicators showed a slight increase of 0.2%, suggesting very low growth for the next six months. The largest positive contributors to the index were the interest-rate spread and the leading credit index, while manufacturing hours and manufacturers’ new orders remained flat. The biggest detractors were building permits and average consumer expectations for business conditions. The monthly increase in the October LEI was the second in a row, following a 0.5% gain in September.

The only big surprise of the week came from consumer sentiment. The final reading of the November Thomson Reuters/University of Michigan index of consumer sentiment was relatively flat at 82.7. While the number is slightly above last month’s reading and it’s at a five-year high, it is still well below the expected 84.0. This suggests deterioration in sentiment, likely a result of concerns over the fiscal cliff. Ironically, the cliff didn’t weigh down investors this week, but it may have finally worn down the consumer.

Looking to the week ahead, the greatest potential for positive surprise appears to be the third-quarter GDP number, which some economists believe could come in significantly higher than the October estimate released by the Bureau of Economic Analysis. However, we could see earnings pre-announcements for the fourth quarter weaken further.

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The material contains the current opinions of the author, which are subject to change without notice. Statements concerning financial market trends are based on current market conditions, which will fluctuate. References to specific securities and issuers are for illustrative purposes only and are not intended to be, and should not be interpreted as, recommendations to purchase or sell such securities. Forecasts and estimates have certain inherent limitations, and are not intended to be relied upon as advice or interpreted as a recommendation.

 
Past performance of the markets is no guarantee of future results. This is not an offer or solicitation for the purchase or sale of any financial instrument. It is presented only to provide information on investment strategies and opportunities.


A Word About Risk
: Equities have tended to be volatile, involve risk to principal and, unlike bonds, do not offer a fixed rate of return. Foreign markets may be more volatile, less liquid, less transparent and subject to less oversight, and values may fluctuate with currency exchange rates; these risks may be greater in emerging markets.
 
The Standard & Poor’s 500 Composite Index (S&P 500) is an unmanaged index that is generally representative of the U.S. stock market. The Dow Jones Industrial Average (DJIA) is a price-weighted average of 30 actively traded blue chip stocks, primarily industrials, but including financials and other service-oriented companies. The components, which change from time to time, represent between 15% and 20% of the market value of NYSE stocks.Gross Domestic Product (GDP) is the value of all final goods and services produced in a specific country. It is the broadest measure of economic activity and the principal indicator of economic performance. The Conference Board Leading Economic Index is an American economic leading indicator intended to forecast future economic activity. The Thomson Reuters/University of Michigan consumer sentiment index is a consumer confidence index published monthly by the University of Michigan and Thomson Reuters.

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The Upshot 
AGI-2012-11-26-5099 

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