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The Increasing Value of a College Degree 



The true value of a college degree is clear when you consider a child’s future earnings potential and career path. However, the cost of college is also higher than ever. A CollegeAccess 529 Plan Account can help manage the cost of higher education.

Afford the college of their choice


Since 1976, the cost of college has risen at two to three times the rate of inflation and faster than increases in income for most families. For the 2010–11 academic year, The College Board® reported that the rise of college tuition for private colleges has increased by 4.5% while public universities have increased tuition by 7.9%. The ten-year historical rate of increase is approximately 6%, which is substantially higher than the general rate of inflation.¹

(excludes room and board and other expenses)

(Enrolling 2012)

 (Enrolling 2030)

4-Year Private College $127,100 $362,800
4-Year Public University (in-state resident) $37,800 $108,100
2 Years Community College and 2 Years Private College $73,700 $210,400

Help a child earn more as a college graduate

There are few things that are of greater value than the opportunity provided by a college degree. Research has shown that, on average, college graduates, aged 25-34, earn almost 60% more annually than individuals with only a high school degree. And over a lifetime, those with a college degree earn well over $1 million more than those without.¹

Watch their career take flight

A higher education can provide more than just higher earnings. According to the U.S. Department of Labor, a college degree typically results in more career options, greater promotion opportunities, more vacation time and other benefits, and lower unemployment rates. It can also pave the way for graduate school, which may lead to even greater earnings and benefits. 


Source:, 2013
Based on average tuition and fees for 2012–2013 as reported by The College Board® and, the ten-year historical rate of increase is approximately 6%.


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