Share Tool


One of the key ingredients of a successful Defined Contribution plan is a mix of investment strategies. Allianz Global Investors offers an array of investments across a wide range of asset classes to help meet investors' ever-changing needs.

Target-Date Funds | Other Featured Funds

Traditional stock/bond allocations may contain hidden risks, making them particularly vulnerable to severe market shocks. The Allianz Global Investors Target-Date Funds go beyond traditional asset classes and seek to align risk exposures directly with investors' desired outcomes.

Portfolio assets are divided into two categories:
1) Return-generating assets that emphasize inflation-adjusted capital growth, including small- and large-cap US and international stocks, high-yield and emerging-market bonds and "real," or inflation-hedging, assets such as commodities and real estate.

2) Defensive assets designed to preserve principal, provide current income and manage volatility, such as cash equivalents, short-term and core US bonds, sovereign bonds and Treasury Inflation Protected Securities (TIPS).   

Within these categories, appropriate mutual funds are selected from a wide range of funds from Allianz Global Investors, as well as from carefully chosen third-party open-end mutual funds and exchange-traded funds.

Defensive Assets
(Less Portfolio Risk)

Return-Generating Assets
(Higher Portfolio Risk)

  • 100%
  • 80%
  • 60%
  • 40%
  • 20%
  • 0%
  • 40
  • 35
  • 30
  • 25
  • 20
  • 15
  • 10
  • 5
  • 0

Years to Retirement

AllianzGI Portfolios Target Exposure 2055 2050 2045 2040 2035 2030 2025 2020 Retirement Income
Defensive Assets 0.0% 0.0% 0.5% 16.1% 34.8% 49.0% 59.4% 67.3% 75.0%
Return-Generating Assets 100.0% 100.0% 99.5% 83.9% 65.2% 51.0% 40.6% 32.7% 25.0%

Represents the AllianzGI Retirement Income Fund, a part of the AllianzGI Target-Risk Series, which each Fund is expected to merge into within approximately three years after its target date. Return-generating assets include Equities, Commodities, Real Estate, and Fixed-Income with risk spreads. Source: Allianz Global Investors U.S. LLC. Data as of 12/31/2013. Participant savings values are shown for illustrative purposes only and are based on typical participant savings patterns and market performance, assuming participant retires with $475,000 in their account. Standard deviation shown since inception.

Standard deviation is an absolute measure of volatility measuring dispersion about an average which, for an index, depicts how widely the returns varied over a certain period of time. The greater the degree of dispersion, the greater the risk.

The Sharpe Ratio measure relates investment returns to the risk taken, as measured by the standard deviation of returns. A higher ratio represents better return for the risk taken.

Investors should consider the investment objectives, risks, charges and expenses of any mutual fund carefully before investing. This and other information is contained in the fund’s prospectus and summary prospectus, which may be obtained by contacting your financial advisor. Click here for a complete list of the Allianz Funds prospectuses and summary prospectuses. Please read them carefully before you invest.

A Word About Risk: The Fund is exposed to the same types of risks as the underlying funds in which it invests. Investments in smaller companies may be more volatile andless liquid than investments in larger companies. Investments in commodities may be affected by overall market movements, changes in interest rates, and other factors such as weather, disease, embargoes and international economic and political developments. Convertible and fixed income securities, particularly high-yield or junk bonds,are subject to greater levels of credit and liquidity risk, may be speculative and may decline in value due to changes in interest rates or an issuer’s or counterparty’sdeterioration or default. Derivative prices depend on the performance of an underlying asset; derivatives carry market, credit and liquidity risk. Investing in a small number ofissuers may increase risk and volatility. Securities purchased in initial public offerings have no trading history, limited issuer information and increased volatility. Leverage canmagnify losses during adverse market conditions. Investing in mortgage- and asset-backed securities involves interest rate, credit, valuation, extension and liquidity risks andthe risk that payments on the underlying assets are delayed, prepaid, subordinated or defaulted on. Foreign markets may be more volatile, less liquid, less transparent andsubject to less oversight, and values may fluctuate with currency exchange rates; these risks may be greater in emerging markets. The cost of investing in the Fund willgenerally be higher than the cost of investing in a fund that invests directly in individual stocks and bonds. The target date included in the Fund’s name does not necessarily represent the specific year an investor will begin withdrawing assets. Principal value of the target date is not guaranteed at any time including at the target date. It is intended only as a general guide.

Allianz Global Investors Distributors LLC, 1633 Broadway, New York NY, 10019-7585,, 1-800-926-4456.


> Advanced Search

Find a Product

Or Select

Or Browse by

Contact Us

For all inquiries please contact us

Follow Us


Allianz Global Investors DC
Investment Strategies

DC Investment Strategies Log in for 3 DC strategies for paticipants of all stripes





You are currently leaving and navigating to a third-party website. Allianz Global Investors Distributors LLC accepts no responsibility for content on third-party sites or for the services provided. When using the services provided by a third-party site, you are subject to that site’s terms of service and privacy rules, which you should review carefully.