Investments 

 
One of the key ingredients of a successful DC plan is a reliable mix of investment strategies. Allianz Global Investors offers an array of investments across a wide range of asset classes to help meet investors' ever-changing needs.

Target-Date Funds | Other Featured Funds

Traditional stock/bond allocations may contain hidden risks, making them particularly vulnerable to severe market shocks. The Allianz Global Investors Target-Date Funds go beyond traditional asset classes and align risk exposures directly with investors' desired outcomes.

Portfolio assets are divided into two categories:
 
1) Return-generating assets that emphasize inflation-adjusted capital growth, including small- and large-cap U.S. and international stocks, high-yield and emerging-market bonds and "real," or inflation-hedging, assets such as commodities and real estate.

2) Defensive assets designed to preserve principal, provide current income and manage volatility, such as cash equivalents, short-term and core U.S. bonds, sovereign bonds and Treasury Inflation Protected Securities (TIPS).   

Within these categories, appropriate mutual funds are selected from a wide range of funds from Allianz Global Investors, as well as from carefully chosen third-party open-end mutual funds and exchange-traded funds.

 

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Our Key Differentiators


  • • Multi-manager approach: We achieve proper diversification by investing in a variety of asset classes across a number of different managers, each with its own unique investment philosophy. 
     
  • • Addresses sequencing risk: Sequencing risk—the risk of retiring in a down market—can be devastating to new retirees' account balances. We address this risk, as measured by Sharpe ratio, by developing a glide path that takes on more risk (when appropriate) earlier in investors’ working lives and less risk when they’re near retirement—around the target date.
     
  • • Reliable process: We stick to a reliable investment process, one that instills trust in our clients and holds us accountable to the portfolios' goals and objectives. Standard deviation, our chief measure of volatility and “reliability,” is particularly important for funds closest to their target date, when plan participants are most vulnerable to market swings and more reliant on a smooth, dependable investment process.
     
Investments 
AGI-2013-01-27-5736 

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