Target-Date Tool Set

The smart way to analyze target-date funds

Our online target-date tool for financial advisors helps them find the right QDIA for their clients. Now it's easy to narrow the target-date universe and comply with regulations.

Why Is This a Critical Time for Your Clients?
Target-date funds (TDFs) will constitute 40% of defined contribution (DC) assets by 2015, making it critical that you and your clients make the right target-date choice today. And with so many recent changes in the target-date universe, it’s more important than ever to take the time now to reevaluate your existing or new TDF choices:

1. More new products. In 2006, there were seven TDF families with three-year track records. Today there are 30.

2. Volatile market conditions show just how different TDFs can be. In 2008, 2010 TDFs lost 9% to 41%.

3. New regulations provide a safe harbor for plan sponsors that select a QDIA—but they still need to document their QDIA selection process. Source: Morningstar. As of 9/30/2012.

Why Use the Target-Date Tool Set™?
It’s free and easy to use. It’s comprehensive. It’s completely customizable. And it’s available now to help you and your clients document a fiduciary process for selecting TDFs.

What’s In It?
The Target-Date Tool Set™ provides you with customized reports that help you document the TDF selection process to meet your clients’ fiduciary obligations.

Background information helps clients understand the current landscape and the critical differences between “To” and “Through” TDFs .
A simple questionnaire helps clients determine which type of TDF more closely matches their plan’s goals and actual participant behavior.

The Target-Date Tool Set™ includes a fully customizable competitive report comparing TDF families on critical metrics, such as number of underlying fund managers, risk measures and glidepath design.
With a few clicks, financial advisors can easily select the TDFs to compare.

Get Started
Financial advisors, log in and you can access this valuable resource to the target-date fund selection process.

Investors should consider the investment objectives, risks, charges and expenses of any mutual fund carefully before investing. This and other information is contained in the fund’s prospectus and summary prospectus, which may be obtained by contacting your financial advisor. Click here for a complete list of the Allianz Funds prospectuses and summary prospectuses. Please read them carefully before you invest.

This tool set does not provide fiduciary investment advice to any plan, plan fiduciary, participant or other party. It provides only general educational information and cannot be relied on to provide advice to any particular plan regarding the selection or monitoring of any particular investment option, including specific target-date funds. Plan fiduciaries should seek investment advice, legal counsel or other assistance from appropriate, qualified advisors. Neither Allianz Global Investors Distributors nor any of its affiliates are fiduciaries or are providing fiduciary investment advice solely by reason of developing and/or distributing this information.

A Word About Risk: An investor in a fund of funds, such as a target-date fund, will bear fees and expenses charged by the underlying funds in addition to the fees and expenses of the fund of funds, making the expenses of a fund of funds generally higher than a fund that primarily invests directly in equities or fixed-income securities. The principal value of a target-date fund is not guaranteed at any time, including the target date. Please refer to the fund’s applicable current prospectus for complete details.